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Rent vs Buy — Ukraine

When does buying beat renting?

In Ukraine, average net monthly pay is about $500 and a one-bedroom rent is about $300. Petrol is $1.3/L and electricity $0.06/kWh.

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InputsSet your numbers

$54,000
$300
18%
12%
20%
30
Live result
Break-even4.0years
Buying wins quickly — it pays off within five years.
$651 Monthly mortgage
$10,800 Down payment
$300 Monthly rent
$9,163 Buy cost / year

Sliders are pre-filled with Ukraine's approximate data — change anything.

Common questions

ভাড়া নাকি বাড়ি কেনা?

স্বল্প সময় থাকলে ভাড়া, দীর্ঘমেয়াদে থাকলে কেনা সাধারণত ভালো — তবে সুদ ও দামের ওঠানামা হিসাবে ধরতে হয়।

ব্রেক-ইভেন কী?

যে বছরে কেনার মোট খরচ (ডাউন পেমেন্ট, কিস্তি, রক্ষণাবেক্ষণ) ভাড়ার মোট খরচের সমান হয়।

ডাউন পেমেন্ট বেশি দিলে?

কম সুদ লাগে, তাই ব্রেক-ইভেন এগিয়ে আসে।

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