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Rent vs Buy — Sri Lanka

When does buying beat renting?

In Sri Lanka, average net monthly pay is about $300 and a one-bedroom rent is about $180. Petrol is $1.2/L and electricity $0.09/kWh.

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InputsSet your numbers

$43,000
$180
11%
6%
20%
30
Live result
Break-even8.3years
Buying edges ahead over the medium term, but renting is close.
$328 Monthly mortgage
$8,600 Down payment
$180 Monthly rent
$5,006 Buy cost / year

Sliders are pre-filled with Sri Lanka's approximate data — change anything.

Common questions

ভাড়া নাকি বাড়ি কেনা?

স্বল্প সময় থাকলে ভাড়া, দীর্ঘমেয়াদে থাকলে কেনা সাধারণত ভালো — তবে সুদ ও দামের ওঠানামা হিসাবে ধরতে হয়।

ব্রেক-ইভেন কী?

যে বছরে কেনার মোট খরচ (ডাউন পেমেন্ট, কিস্তি, রক্ষণাবেক্ষণ) ভাড়ার মোট খরচের সমান হয়।

ডাউন পেমেন্ট বেশি দিলে?

কম সুদ লাগে, তাই ব্রেক-ইভেন এগিয়ে আসে।

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