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Rent vs Buy — Netherlands

When does buying beat renting?

In Netherlands, average net monthly pay is about $3000 and a one-bedroom rent is about $1400. Petrol is $2.05/L and electricity $0.45/kWh.

1Set the inputs2Read the result3Sanity-check

InputsSet your numbers

$370,000
$1,400
4.2%
2.9%
20%
30
Live result
Break-even8.4years
Buying edges ahead over the medium term, but renting is close.
$1,447 Monthly mortgage
$74,000 Down payment
$1,400 Monthly rent
$26,620 Buy cost / year

Sliders are pre-filled with Netherlands's approximate data — change anything.

Common questions

ভাড়া নাকি বাড়ি কেনা?

স্বল্প সময় থাকলে ভাড়া, দীর্ঘমেয়াদে থাকলে কেনা সাধারণত ভালো — তবে সুদ ও দামের ওঠানামা হিসাবে ধরতে হয়।

ব্রেক-ইভেন কী?

যে বছরে কেনার মোট খরচ (ডাউন পেমেন্ট, কিস্তি, রক্ষণাবেক্ষণ) ভাড়ার মোট খরচের সমান হয়।

ডাউন পেমেন্ট বেশি দিলে?

কম সুদ লাগে, তাই ব্রেক-ইভেন এগিয়ে আসে।

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