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Rent vs Buy — Switzerland

When does buying beat renting?

In Switzerland, average net monthly pay is about $5200 and a one-bedroom rent is about $1800. Petrol is $1.95/L and electricity $0.3/kWh.

1Set the inputs2Read the result3Sanity-check

InputsSet your numbers

$562,000
$1,800
3%
1.4%
20%
30
Live result
Break-even16.2years
It takes many years — on these numbers renting is cheaper.
$1,896 Monthly mortgage
$112,400 Down payment
$1,800 Monthly rent
$36,796 Buy cost / year

Sliders are pre-filled with Switzerland's approximate data — change anything.

Common questions

ভাড়া নাকি বাড়ি কেনা?

স্বল্প সময় থাকলে ভাড়া, দীর্ঘমেয়াদে থাকলে কেনা সাধারণত ভালো — তবে সুদ ও দামের ওঠানামা হিসাবে ধরতে হয়।

ব্রেক-ইভেন কী?

যে বছরে কেনার মোট খরচ (ডাউন পেমেন্ট, কিস্তি, রক্ষণাবেক্ষণ) ভাড়ার মোট খরচের সমান হয়।

ডাউন পেমেন্ট বেশি দিলে?

কম সুদ লাগে, তাই ব্রেক-ইভেন এগিয়ে আসে।

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